The University of Northern Iowa is an agency of the State of Iowa and as such, is self-insured for liability. Claims against the State of Iowa are handled as provided in the Iowa Tort Claims Act (Iowa Code, Chapter 669) which also sets forth the procedures by which tort claims may be brought.
Under Chapter 669, claims may be filed against the State on account of wrongful death, personal injury or property damage (including reasonable attorney fees) incurred by reason of the negligence of the University or its employees while acting within the scope of employment.
The State will defend, indemnify and hold the University and its employees harmless against any and all tort claims under the U.S. Constitution, statutes or rules of the United States and/or any other state, but will not cover willful or wanton acts, omissions or malfeasance in office.
Commercial Liability Insurance
In general, the University of Northern Iowa does not purchase commercial liability insurance. Instead, the University relies on certain statutory protections for the University or its employees pursuant to the Code of Iowa, Chapter 669.